Community Finance information in relation to: Money Saving Tips and the AddsUp Saving Plan

Useful Links

Please note that Encircle no longer offer No Interest Loans (NILs) support. Please contact the Deception Bay Neighbourhood Centre on (07) 3204 2922 if you are looking for NILs support. 

Saving Tips

Tip: If you are on a low income, find ways to save on living expenses and avoid money traps.

Community Supermarkets

Tip: A number of community supermarkets operate in the area and sell food at extremely low cost ($1, $2 or free).

  • Sowers 29 Lamington Road, Mango Hill (Weekdays 9am to 12pm) on 07 3889 1464

Avoid Payday Loans

Tip: Payday loans attract huge fees and interest rates and often lead people into a cycle of debt.

If you need advice on getting out of a debt trap with a payday lender contact the Consumer Action Law Centre on 1800 466 477.

Energy Saving

Tip: Energy costs are increasing and some energy companies use estimates instead of actual readings.

If you don’t understand your bill or want to reduce your energy costs, contact the Australian Energy Regulator on 1300 585 165

Free Second Hand Goods

Tip: You can get free second hand goods and furniture through Freecycle, a grassroots and entirely nonprofit movement of people who are giving and getting stuff for free in their own neighbourhoods.

Home Assist Secure

Tip: Seniors and those with disabilities can get help with house repairs and home security.

Contact Home Assist Secure on 07 3889 1852 or 07 3889 1849 (after hrs)

Be Money Smart

Get educated about money matters to get on top of your finances. Find unclaimed money, learn how to budget and find out what all that money jargon means.

For more information, contact Money Smart

Low Income Loans and Plans

Tip: Low Interest and No Interest Loans are available for essential household items through community organisations.

Some banks also have matched savings schemes (eg if you save $500, they will match it with another $500).

Contact:

  • ANZ Saver Plus (Matched Savings for education up to $500) on 1300 610 355

Debt Counselling

Tip: When your finances are getting out of control and you have increasing debts, get help as early as possible.

These organisations can help: